Questions: Which of the following is not a way health insurance helps to save you money? a. In many cases, your employer will pay a certain portion of your health insurance premium. b. Some health care plans have made arrangements with health care providers to offer their services at a lower rate. c. Many times, you only have to pay a deductible to receive goods or services. The remaining balances are paid by your insurer. d. Most health care plans set a portion of your premium aside in an escrow account so that you have money available in case of a medical emergency.

The answer is d. Most health care plans set a portion of your premium aside in an escrow account so that you have money available in case of a medical emergency.

This is a common practice where employers contribute to the cost of health insurance premiums, reducing the financial burden on employees.

Health insurance companies often negotiate lower rates with healthcare providers, which helps reduce costs for insured individuals.

This is a standard feature of health insurance policies, where the insurer covers costs beyond the deductible, thus saving money for the insured.

This is not a typical feature of health insurance plans. Health insurance does not usually involve setting aside premiums in an escrow account for emergencies. Instead, premiums are used to cover the cost of claims and administrative expenses.