Questions: A student is writing a draft of an essay to discuss how to use credit cards. Here is a paragraph from the draft. Select the best sentence to add to the beginning of the paragraph Credit cards are easy to replace if lost or stolen. However, there are other benefits of credit cards that consumers may not know about. Many banks offer credit cards. Some people avoid using credit cards for everyday purchases. Consumers need to have different options for payment methods. Although credit cards must be used carefully, they are convenient. Using credit cards can result in either positive or negative outcomes.

The answer is: Although credit cards must be used carefully, they are convenient.

Explanation for each option:

1. "Unibe canh credt cards are exy to replace if lost of stden." - This sentence is not relevant to the paragraph's focus on the benefits of credit cards. It discusses the ease of replacing lost credit cards, which is a specific point rather than a general introduction to the paragraph.

2. "Some people arold aning uredt cands for evenday puchases." - This sentence suggests a negative perspective on using credit cards for everyday purchases, which does not align with the paragraph's focus on the benefits of credit cards.

3. "Consumers need to have diflerent options for parment methods." - While this sentence is true, it is too broad and does not specifically introduce the topic of credit cards and their benefits.

4. "Although credit cards must be used carefully, they are convenient." - This sentence effectively introduces the paragraph by acknowledging the need for careful use while highlighting the convenience of credit cards, setting the stage for discussing their benefits.

5. "Uhis credt cands can result in either posibve or negabve outcones:" - This sentence introduces a discussion on the outcomes of using credit cards, but it does not specifically focus on the benefits, which is the main topic of the paragraph.