Questions: (2) XCEL Multiple Choice ACEO's personal assistant suffered injuries at home and as a result, was unable to work for four months. Which type of policy will pay a monthly benefit to the personal assistant? A.O Key Employee B. O Disability Income C. O Business Overhead Expense D. O Major Medical Submit Pearson Vue - Other Insurance Concepts Review Exam Previous Next Search

The answer is B: Disability Income.

Explanation for each option: A. Key Employee - This type of insurance provides benefits to a business when a key employee becomes disabled or dies. It does not directly pay benefits to the personal assistant. B. Disability Income - This type of insurance provides income replacement to individuals who are unable to work due to a disability. In this case, it would pay a monthly benefit to the personal assistant who is unable to work due to injuries. C. Business Overhead Expense - This type of insurance covers the operating expenses of a business if the owner becomes disabled. It does not provide benefits directly to employees. D. Major Medical - This type of insurance covers medical expenses for illnesses and injuries. It does not provide income replacement for individuals unable to work.

Summary: The correct policy that will pay a monthly benefit to the personal assistant who is unable to work due to injuries is Disability Income insurance.