Questions: Identify the primary regulators of banks in the United States: Which of the following is not a primary regulator/supervisor of banks in the United States today? The SEC (Securities and Exchange Commission) The U.S. Treasury State banking authorities The FDIC (Federal Deposit Insurance Corporation)

The answer is The U.S. Treasury.

The SEC is not a primary regulator of banks. It primarily oversees securities markets and protects investors by ensuring that securities markets operate fairly and honestly.

The U.S. Treasury is not a primary regulator of banks. While it plays a significant role in the overall financial system and economic policy, it does not directly regulate or supervise banks.

State banking authorities are indeed primary regulators of state-chartered banks. They oversee the operations and ensure compliance with state laws and regulations.

The FDIC is a primary regulator of banks, particularly those that are state-chartered and not members of the Federal Reserve System. It also insures deposits at banks and thrifts, promoting public confidence in the financial system.