First, we write the oxidation and reduction half-reactions separately.
Oxidation half-reaction:
\[
\mathrm{HCOOH} \rightarrow \mathrm{CO}_{2}
\]
Reduction half-reaction:
\[
\mathrm{MnO}_{4}^{-} \rightarrow \mathrm{Mn}^{2+}
\]
For the oxidation half-reaction, carbon is already balanced:
\[
\mathrm{HCOOH} \rightarrow \mathrm{CO}_{2}
\]
For the reduction half-reaction, manganese is already balanced:
\[
\mathrm{MnO}_{4}^{-} \rightarrow \mathrm{Mn}^{2+}
\]
Balance the oxygen atoms by adding \( \mathrm{H_2O} \) molecules.
Oxidation half-reaction:
\[
\mathrm{HCOOH} \rightarrow \mathrm{CO}_{2} + \mathrm{H_2O}
\]
Reduction half-reaction:
\[
\mathrm{MnO}_{4}^{-} \rightarrow \mathrm{Mn}^{2+} + 4\mathrm{H_2O}
\]
Balance the hydrogen atoms by adding \( \mathrm{H^+} \) ions.
Oxidation half-reaction:
\[
\mathrm{HCOOH} \rightarrow \mathrm{CO}_{2} + 2\mathrm{H^+} + 2\mathrm{e^-}
\]
Reduction half-reaction:
\[
\mathrm{MnO}_{4}^{-} + 8\mathrm{H^+} + 5\mathrm{e^-} \rightarrow \mathrm{Mn}^{2+} + 4\mathrm{H_2O}
\]
To balance the electrons, we need to multiply the half-reactions by appropriate factors so that the number of electrons lost in the oxidation half-reaction equals the number of electrons gained in the reduction half-reaction.
Oxidation half-reaction (multiplied by 5):
\[
5(\mathrm{HCOOH} \rightarrow \mathrm{CO}_{2} + 2\mathrm{H^+} + 2\mathrm{e^-}) \rightarrow 5\mathrm{HCOOH} \rightarrow 5\mathrm{CO}_{2} + 10\mathrm{H^+} + 10\mathrm{e^-}
\]
Reduction half-reaction (multiplied by 2):
\[
2(\mathrm{MnO}_{4}^{-} + 8\mathrm{H^+} + 5\mathrm{e^-} \rightarrow \mathrm{Mn}^{2+} + 4\mathrm{H_2O}) \rightarrow 2\mathrm{MnO}_{4}^{-} + 16\mathrm{H^+} + 10\mathrm{e^-} \rightarrow 2\mathrm{Mn}^{2+} + 8\mathrm{H_2O}
\]
Combine the balanced half-reactions and cancel out the electrons.
\[
5\mathrm{HCOOH} + 2\mathrm{MnO}_{4}^{-} + 16\mathrm{H^+} \rightarrow 5\mathrm{CO}_{2} + 2\mathrm{Mn}^{2+} + 8\mathrm{H_2O} + 10\mathrm{H^+}
\]
Combine and simplify the \( \mathrm{H^+} \) ions on both sides.
\[
5\mathrm{HCOOH} + 2\mathrm{MnO}_{4}^{-} + 6\mathrm{H^+} \rightarrow 5\mathrm{CO}_{2} + 2\mathrm{Mn}^{2+} + 8\mathrm{H_2O}
\]
\[
\boxed{5\mathrm{HCOOH} + 2\mathrm{MnO}_{4}^{-} + 6\mathrm{H^+} \rightarrow 5\mathrm{CO}_{2} + 2\mathrm{Mn}^{2+} + 8\mathrm{H_2O}}
\]