Questions: Instructions: Select the most appropriate response. The Health Insurance Marketplace a. replaced other health insurance programs, such as private insurance. b. created the Patient Protection and Affordable Care Act federal national health insurance program. c. allows Americans to purchase health coverage that fits their budget and meets their needs. d. requires employers to offer group health insurance to all employees.

Instructions: Select the most appropriate response. The Health Insurance Marketplace a. replaced other health insurance programs, such as private insurance. b. created the Patient Protection and Affordable Care Act federal national health insurance program. c. allows Americans to purchase health coverage that fits their budget and meets their needs. d. requires employers to offer group health insurance to all employees.
Transcript text: Instructions: Select the most appropriate response. The Health Insurance Marketplace a. replaced other health insurance programs, such as private insurance. b. created the Patient Protection and Affordable Care Act federal national health insurance program. c. allows Americans to purchase health coverage that fits their budget and meets their needs. d. requires employers to offer group health insurance to all employees.
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Solution

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Answer

The answer is c. allows Americans to purchase health coverage that fits their budget and meets their needs.

Explanation
Option 1: replaced other health insurance programs, such as private insurance.

This is incorrect. The Health Insurance Marketplace did not replace other health insurance programs; it was created to provide an additional option for obtaining health insurance.

Option 2: created the Patient Protection and Affordable Care Act federal national health insurance program.

This is incorrect. The Health Insurance Marketplace was established as part of the Patient Protection and Affordable Care Act (PPACA), but it did not create the Act itself.

Option 3: allows Americans to purchase health coverage that fits their budget and meets their needs.

This is correct. The primary purpose of the Health Insurance Marketplace is to provide a platform where Americans can compare and purchase health insurance plans that are affordable and suitable for their individual needs.

Option 4: requires employers to offer group health insurance to all employees.

This is incorrect. The Health Insurance Marketplace does not mandate that employers offer group health insurance; rather, it focuses on providing individuals with access to health insurance plans.

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