Transcript text: A Homeowners policy is in force with a $\$ 2000$ deductible. A severe windstorm damages a large oak tree in the customer's front yard. One large limb is blown onto the roof of the customer's dwelling and a wood patio furniture set. The customer submitted the following items for reimbursement: $\$ 350$ to remove the limb from the roof, $\$ 375$ to cut the tree limb up and haul it away, $\$ 200$ reduction in value of the tree due to loss of limb, and $\$ 2359$ to repair the roof. The patio furniture was damaged beyond repair. The customer submitted a quote to replace the patio furniture with like kind and quality for $\$ 1000$. The patio furniture was two years old and the customer stated it was in average condition for its age. Wood patio furniture has an expected life of ten years.
What is the cause of loss?