Questions: Which of the following is a direct result of women earning higher incomes? Women have more disposable income. Men are earning lower wages. Men have fewer opportunities for work. Women are not able to create savings.

The answer is: Women have more disposable income.

Explanation for each option:

1. Women have more disposable income.
   This is correct. When women earn higher incomes, they generally have more money available after covering essential expenses, leading to an increase in disposable income. This can result in greater financial independence and the ability to spend on non-essential items, save, or invest.

2. Men are earning lower wages.
   This is incorrect. Women's higher earnings do not directly cause men to earn lower wages. Wage levels are influenced by various factors, including industry demand, education, experience, and economic conditions, rather than the earnings of another gender.

3. Men have fewer opportunities for work.
   This is incorrect. Women's increased earnings do not directly reduce job opportunities for men. Employment opportunities are typically influenced by market demand, technological advancements, and economic policies, rather than the income levels of women.

4. Women are not able to create savings.
   This is incorrect. In fact, higher incomes generally provide women with a greater ability to save. With more disposable income, women can allocate funds towards savings and investments, enhancing their financial security.