Questions: A homeowner who wishes coverage greater than that provided by a basic insurance policy may choose a broad-form policy to cover which of the following additional perils? Select one: a. Riot and civil commotion b. Smoke damage c. Damage from vehicles and aircraft d. Falling objects

The answer is the fourth one (d): Falling objects.

Explanation for each option: a. Riot and civil commotion - This is typically covered under a basic insurance policy, so it would not be an additional peril covered by a broad-form policy. b. Smoke damage - This is also generally covered under a basic insurance policy. c. Damage from vehicles and aircraft - This is another peril that is usually included in a basic insurance policy. d. Falling objects - This is an additional peril that is often covered by a broad-form policy, which provides more extensive coverage than a basic policy.

Summary: A broad-form policy provides additional coverage beyond what is included in a basic insurance policy. Among the options given, "falling objects" is the peril that would be covered by a broad-form policy.