Questions: A rider that assures premiums will be paid on a juvenile policy until the child reaches a specific age is called a(n) A. automatic premium loan rider B. Payor rider C. juvenile waiver rider D. waiver of premium rider

The answer is B: Payor rider.

Explanation for each option:

A. Automatic premium loan rider: This rider is typically used to prevent a policy from lapsing by automatically taking a loan against the policy's cash value to pay overdue premiums. It is not specifically related to juvenile policies or ensuring premiums are paid until a child reaches a certain age.

B. Payor rider: This rider is designed for juvenile policies and ensures that premiums will be paid if the person responsible for paying them (usually a parent or guardian) becomes disabled or dies before the child reaches a specified age. This is the correct answer.

C. Juvenile waiver rider: This option is not a standard term in insurance and does not specifically relate to the context of ensuring premiums are paid on a juvenile policy.

D. Waiver of premium rider: This rider waives the premium payments if the policyholder becomes disabled. While it can be used in various types of policies, it is not specifically tailored to juvenile policies in the context of ensuring premiums are paid until a child reaches a certain age.

In summary, the Payor rider is the correct choice as it specifically addresses the need to ensure premiums are paid on a juvenile policy until the child reaches a specified age.