Questions: Which federal legislative act serves to help ensure equality in benefits for both medical/surgical and mental health needs to all insured Americans? Select all that apply. One, some, or all responses may be correct. Mental Health Parity Act of 1996 National Health Care Act of 1992 Affordable Care Act of 2010 Health Care and Education Reconciliation Act of 2010 Health Insurance Portability and Accountability Act of 1996

Which federal legislative act serves to help ensure equality in benefits for both medical/surgical and mental health needs to all insured Americans? Select all that apply. One, some, or all responses may be correct.
Mental Health Parity Act of 1996
National Health Care Act of 1992
Affordable Care Act of 2010
Health Care and Education Reconciliation Act of 2010
Health Insurance Portability and Accountability Act of 1996
Transcript text: Which federal legislative act serves to help ensure equality in benefits for both medical/surgical and mental health needs to all insured Americans? Select all that apply. One, some, or all responses may be correct. Mental Health Parity Act of 1996 National Health Care Act of 1992 Affordable Care Act of 2010 Health Care and Education Reconciliation Act of 2010 Health Insurance Portability and Accountability Act of 1996
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Solution

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The correct answers are:

  • Mental Health Parity Act of 1996
  • Affordable Care Act of 2010

Explanation for each option:

  1. Mental Health Parity Act of 1996: This act was a significant step towards ensuring equality in benefits for mental health needs. It required that annual or lifetime dollar limits on mental health benefits be no lower than those for medical/surgical benefits offered by group health plans. However, it did not mandate that mental health benefits be offered, only that if they were, they had to be on par with medical benefits.

  2. National Health Care Act of 1992: This is not a recognized federal legislative act related to health care parity or insurance. Therefore, it is not applicable to the question.

  3. Affordable Care Act of 2010: The ACA expanded on the Mental Health Parity Act by requiring that mental health and substance use disorder services be included as one of the ten essential health benefits. It also extended parity requirements to individual and small group markets, ensuring broader coverage and equality in benefits.

  4. Health Care and Education Reconciliation Act of 2010: This act primarily focused on making changes to the Affordable Care Act and addressing student loan reform. While it is related to the ACA, it does not specifically address parity in mental health benefits.

  5. Health Insurance Portability and Accountability Act of 1996 (HIPAA): HIPAA primarily addresses the protection and confidential handling of health information. It does not focus on parity between medical/surgical and mental health benefits.

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