Questions: The CE Shop p/14175153/lc/2450804?step=nextStep The CEShop Unit 1: Distinguishing Between Land, Real Estate, Real and Personal Property Unit Exam A person bought an older home and hired a contractor to replace the old knob and tube wiring throughout the house. The person was invoiced for the work, but 60 days have passed, and they have yet to pay the bill. The electrician filed a lien against the person's house. What type of lien is this? HOA-related Mechanic's Mortgage Special assessment Previous Next The CEShop

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The CEShop
Unit 1: Distinguishing Between Land, Real Estate, Real and Personal Property Unit Exam

A person bought an older home and hired a contractor to replace the old knob and tube wiring throughout the house. The person was invoiced for the work, but 60 days have passed, and they have yet to pay the bill. The electrician filed a lien against the person's house. What type of lien is this?

HOA-related

Mechanic's

Mortgage

Special assessment

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Transcript text: The CE Shop p/14175153/lc/2450804?step=nextStep The CEShop Unit 1: Distinguishing Between Land, Real Estate, Real and Personal Property Unit Exam A person bought an older home and hired a contractor to replace the old knob and tube wiring throughout the house. The person was invoiced for the work, but 60 days have passed, and they have yet to pay the bill. The electrician filed a lien against the person's house. What type of lien is this? HOA-related Mechanic's Mortgage Special assessment Previous Next The CEShop
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Solution

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The answer is the second one: Mechanic's lien.

Explanation for each option:

  1. HOA-related: This type of lien is associated with homeowners' association fees or assessments that have not been paid. It is not applicable in this scenario because the issue is related to unpaid work by a contractor, not HOA fees.

  2. Mechanic's: A mechanic's lien is a legal claim against a property by a contractor or subcontractor who has performed work or supplied materials and has not been paid. In this case, the electrician filed a lien for unpaid work, which fits the definition of a mechanic's lien.

  3. Mortgage: A mortgage lien is a claim by a lender on a property as security for a loan. This is not relevant here, as the situation involves unpaid contractor work, not a loan.

  4. Special assessment: This type of lien is related to charges levied by a local government for public projects that benefit the property, such as street improvements. It does not apply to the scenario of unpaid contractor work.

In summary, the correct type of lien in this situation is a mechanic's lien, as it involves a contractor filing a claim for unpaid work on the property.

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