Questions: The premature death of an individual is an example of a pure risk.

The answer is the first one: pure risk.

Explanation:

• Pure risk refers to situations where there is a possibility of loss or no loss, but no possibility of gain. The premature death of an individual is a situation where there is a potential for loss (the loss of life), but no potential for gain, making it a pure risk.
• Speculative risk involves situations where there is a possibility of loss, no loss, or gain. This does not apply to the premature death of an individual, as there is no potential for gain in such a scenario.
• "Neither speculative nor pure risk" is incorrect because the premature death of an individual clearly falls under the category of pure risk.
• "Not sure" is not a valid answer in this context as it does not provide a definitive classification.

Summary: The premature death of an individual is an example of a pure risk.