- (a) The area that lies between \( Z = -0.97 \) and \( Z = 0.97 \) is \( 0.668 \).
- (b) The area that lies between \( Z = -1.93 \) and \( Z = 0 \) is \( 0.4732 \).
- (c) The area that lies between \( Z = -1.38 \) and \( Z = -0.88 \) is \( 0.1056 \).
\[
\boxed{
\begin{align_}
(a) & \quad 0.668 \\
(b) & \quad 0.4732 \\
(c) & \quad 0.1056
\end{align_}
}
\]