Questions: By law, if your application for credit is denied, you have 60 days to request a free credit report from the agency who provided your report to the creditor. True False

The answer is True.

According to the Fair Credit Reporting Act (FCRA) in the United States, if your application for credit is denied based on information in your credit report, you are entitled to a free copy of your credit report from the credit reporting agency that provided the report to the creditor. You must request this report within 60 days of receiving the denial notice. This provision helps consumers understand why their credit was denied and allows them to check for any inaccuracies in their credit report.