Questions: Redlining refers to an institution's practice of making it to meet its credit underwriting criteria.

Redlining refers to an institution's practice of making it to meet its credit underwriting criteria.
Transcript text: Redlining refers to an institution's practice of making it $\qquad$ to meet its credit underwiting criteria.
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Solution

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Answer

The answer is C. difficult or impossible for people in poorer neighborhoods

Explanation
Option 1: easy for people in middle-income neighborhoods

This option is incorrect because redlining specifically refers to the discriminatory practice of denying services, rather than making it easier for certain groups.

Option 2: difficult for people outside its service area

While this option might seem plausible, redlining is more specifically associated with discrimination based on economic status and race, rather than just geographic service areas.

Option 3: difficult or impossible for people in poorer neighborhoods

This is the correct answer. Redlining is a discriminatory practice where services (such as banking, insurance, and access to jobs) are denied to residents of certain areas based on their race or economic status. This term originated from the practice of drawing red lines on maps to delineate areas where financial institutions would not invest.

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