Questions: Which of these types of coverage is best described as a short term medical policy? A. interim coverage B. conversion coverage C. Provisional coverage D. transitional coverage

Which of these types of coverage is best described as a short term medical policy? A. interim coverage B. conversion coverage C. Provisional coverage D. transitional coverage
Transcript text: Which of these types of coverage is best described as a short term medical policy? A. interim coverage B. conversion coverage C. Provisional coverage D. transitional coverage
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Solution

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The answer is the first one (A): interim coverage.

Explanation for each option: A. Interim coverage: This term is commonly used to describe short-term medical policies that provide temporary health insurance coverage. These policies are designed to fill gaps in coverage, such as when transitioning between jobs or waiting for other insurance to begin.

B. Conversion coverage: This type of coverage allows an individual to convert a group health insurance policy to an individual policy without providing evidence of insurability. It is not specifically designed as a short-term solution.

C. Provisional coverage: This term is not typically used in the context of health insurance. It generally refers to temporary or conditional coverage, but it is not a standard term for short-term medical policies.

D. Transitional coverage: This term could imply coverage during a transition period, but it is not a standard term used to describe short-term medical policies specifically.

Summary: The best description of a short-term medical policy is interim coverage.

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