Questions: Multiple Choice When an applicant applies for a large amount of life insurance coverage, which of the following would likely NOT be an underwriting requirement? A. O Urine sample B. O Consumer report c. O Blood sample D. O Eye examination Submit

Multiple Choice
When an applicant applies for a large amount of life insurance coverage, which of the following would likely NOT be an underwriting requirement?
A. O Urine sample
B. O Consumer report
c. O Blood sample
D. O Eye examination
Submit
Transcript text: Multiple Choice When an applicant applies for a large amount of life insurance coverage, which of the following would likely NOT be an underwriting requirement? A. O Urine sample B. O Consumer report c. O Blood sample D. O Eye examination Submit
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Solution

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The answer is the fourth one (D): Eye examination.

Explanation for each option:

A. Urine sample - This is a common underwriting requirement for life insurance applications, especially for large coverage amounts, as it helps assess the applicant's health and detect any potential issues.

B. Consumer report - This is often used in the underwriting process to evaluate the applicant's financial stability and lifestyle, which can impact the risk assessment.

C. Blood sample - Like a urine sample, a blood sample is a standard requirement for assessing the applicant's health and identifying any medical conditions that could affect the insurance risk.

D. Eye examination - This is not typically a standard requirement for life insurance underwriting. While eye health can be important, it is not usually directly related to the risk factors that life insurance underwriters are most concerned with.

In summary, an eye examination is the least likely to be a requirement for underwriting a large life insurance policy.

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