Questions: Which of the following is typically covered by Workers' Compensation Insurance? Select ALL THAT APPLY Medical and rehabilitation expenses Disability income Lump-sum payments for death or dismemberment Second-injury funaf

Which of the following is typically covered by Workers' Compensation Insurance?
Select ALL THAT APPLY
Medical and rehabilitation expenses
Disability income
Lump-sum payments for death or dismemberment
Second-injury funaf
Transcript text: Which of the following is typically covered by Workers' Compensation Insurance? Select ALL THAT APPLY Medical and rehabilitation expenses Disability income Lump-sum payments for death or dismemberment Second-injury funaf
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Solution

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Answer

The answers are:

  • Medical and rehabilitation expenses
  • Disability income
  • Lump-sum payments for death or dismemberment
Explanation
Option 1: Medical and rehabilitation expenses

Workers' Compensation Insurance typically covers medical and rehabilitation expenses for employees who are injured or become ill due to their job. This includes hospital bills, doctor visits, and physical therapy.

Option 2: Disability income

This insurance also provides disability income to employees who are unable to work due to a work-related injury or illness. This income helps to replace a portion of the wages lost during the recovery period.

Option 3: Lump-sum payments for death or dismemberment

In cases of severe injury or death, Workers' Compensation Insurance may provide lump-sum payments to the affected employee or their beneficiaries. This is to compensate for permanent injuries or to support the family in the event of the employee's death.

Option 4: Second-injury fund

A second-injury fund is not typically covered by Workers' Compensation Insurance. Instead, it is a separate program designed to encourage the hiring of workers with pre-existing disabilities by limiting the employer's liability if a subsequent injury occurs.

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