The local linear approximation of the function \( f(x) = \sqrt{13+x} \) at \( x_0 = 12 \) is:
\[
L(x) = \frac{1}{10}x + \frac{19}{5}
\]
The approximations are:
\[
\sqrt{24.9} \approx 4.990 \quad \text{and} \quad \sqrt{25.1} \approx 5.010
\]
Thus, the final answers are:
\[
\boxed{f(x) = \frac{1}{10}x + \frac{19}{5}}, \quad \boxed{\sqrt{24.9} \approx 4.990}, \quad \boxed{\sqrt{25.1} \approx 5.010}
\]