Questions: Which of the following qualifications is required for producers who want to sell annuities in this state? A. An annuities license and continuing education hours related to annuities every 2 years B. A life insurance license only C. A life insurance license and a 4 -hour training course D. An annuities license

The answer is C: A life insurance license and a 4-hour training course.

Explanation for each option: A. An annuities license and continuing education hours related to annuities every 2 years - This option is incorrect because it specifies an annuities license, which is not typically a separate license from a life insurance license. Additionally, while continuing education is important, it is not the initial qualification required.

B. A life insurance license only - This option is incorrect because, in addition to a life insurance license, specific training related to annuities is usually required.

C. A life insurance license and a 4-hour training course - This option is correct because most states require producers to have a life insurance license and to complete a specific training course on annuities to ensure they understand the product and can sell it responsibly.

D. An annuities license - This option is incorrect because there is no separate annuities license; the requirement is typically a life insurance license with additional training.

Summary: To sell annuities in this state, producers are required to have a life insurance license and complete a 4-hour training course on annuities.