Questions: Multiple Choice - Profile 1 - Microsoft Edge https://my.xcelsolutions.com/scorm/defaultui/player/modern.html?configuration=Cost%7C0%21Credit%7C0%21CustomerID%7C0%21DuplicatefromID%7CO%21ExistingCourselD%7CO%211sR. Menu 万) X C E L Progress 45 % Insurance Training, culs Multiple Choice An insurer has the right to recover payment made to the insured from the negligent party. These rights are called A. O estoppel B. © indemnity C. contributory D. 0 subrogation Submit Certification Exam: Florida Life and Health Pre-licensing

The answer is D. subrogation

Estoppel is a legal principle that prevents someone from arguing something contrary to a claim made or implied by their previous actions or statements. It is not related to the insurer's right to recover payments.

Indemnity refers to the obligation of one party to compensate another for losses or damages incurred. While it is a fundamental principle in insurance, it does not specifically address the insurer's right to recover payments from a negligent third party.

Contributory negligence is a legal concept where the injured party may have contributed to their own harm. This term does not pertain to the insurer's right to recover payments.

Subrogation is the legal right held by insurers to pursue a third party that caused an insurance loss to the insured. This allows the insurer to recover the amount of the claim paid to the insured from the party that caused the loss.