The answer is A: FICO score.
Explanation for each option:
A. FICO score - This is the correct answer. Your FICO score is not included on your credit report. While your credit report contains the information used to calculate your FICO score, the score itself is not part of the report. Instead, it is a separate calculation that lenders may use to assess your creditworthiness.
B. Social Security number - This is incorrect. Your Social Security number is included on your credit report as it is used to identify your credit file and ensure that the information is associated with the correct individual.
C. Unpaid accounts - This is incorrect. Unpaid accounts, such as outstanding debts or delinquent accounts, are included on your credit report. They provide lenders with information about your payment history and current financial obligations.
D. Companies that have recently accessed your report - This is incorrect. Your credit report includes a record of companies that have recently accessed your report, known as inquiries. These can be either "hard" inquiries, which may affect your credit score, or "soft" inquiries, which do not.