To solve the given mathematical expression, we need to evaluate it step by step. First, calculate the multiplication inside the brackets. Then, compute the power and the negative sign in the denominator. Finally, perform the division and any remaining operations.
Step 1: Calculate the Numerator
The numerator of the expression is calculated as follows:
\[
21 \times 0.02 = 0.42
\]
Step 2: Calculate the Denominator
The denominator involves calculating the expression \(-(1 + 0.03)^{-7}\):
\[
1 + 0.03 = 1.03
\]
Then, raising it to the power of \(-7\):
\[
(1.03)^{-7} \approx 0.8131
\]
Thus, the denominator becomes:
\[
-(1.03)^{-7} \approx -0.8131
\]
Step 3: Perform the Division
Now, we divide the numerator by the denominator:
\[
\frac{0.42}{-0.8131} \approx -0.5165
\]
Final Answer
The final result of the expression is:
\[
\boxed{-0.5165}
\]