Subtract the ones place digits: \( 3 - 8 \). Since \( 3 \) is less than \( 8 \), borrow \( 1 \) from the tens place. This makes the ones place \( 13 - 8 = 5 \).
Step 2: Subtract the Tens Place
After borrowing, the tens place becomes \( 8 \) (since \( 9 - 1 = 8 \)). Subtract the tens place digits: \( 8 - 2 = 6 \).
Step 3: Write the Final Answer
Combine the results from the tens and ones places to get the final answer: \( 65 \).