Questions: Which deposits might not be available the next business day? A. Cash deposits B. Personal checks C. U.S. Postal money orders payable to the depositor D. Wire transfers

The answer is B. Personal checks

Cash deposits are typically available the next business day because they are considered immediately available funds. Banks usually do not place holds on cash deposits.

Personal checks might not be available the next business day because they can take longer to clear. Banks often place holds on personal checks to ensure that the funds are available from the payer's account before making them available to the depositor.

U.S. Postal money orders are generally considered secure and are often available the next business day. They are backed by the U.S. Postal Service, which reduces the risk of non-payment.

Wire transfers are typically available the same day or the next business day because they are electronic transfers of funds that are considered secure and immediate.