Questions: This type of income is that which a bank derives from sources other than interest, for example, fees and service charges, trading income, and investment securities gains. Asset income Dividend income Portfolio income Non-interest income

The answer is Non-interest income

Asset income typically refers to income generated from owning assets, such as rental income from property or returns from investments. This is not specific to banks and does not encompass the various non-interest sources of income for banks.

Dividend income is the earnings received from owning shares in a company. While banks may receive dividend income from their investments, this is not the primary type of income derived from non-interest sources.

Portfolio income generally refers to income from investments, including interest, dividends, and capital gains. This is broader and not specific to the non-interest income of banks.

Non-interest income is the correct term for the income that banks derive from sources other than interest. This includes fees and service charges, trading income, and gains from investment securities. This type of income is crucial for banks as it diversifies their revenue streams beyond traditional interest income.