The answer is Medium risk.
High-risk investments typically involve a higher potential for significant returns but also come with a greater chance of substantial losses. Given Tanisha's age of 45, she may not have as much time to recover from potential losses before retirement. Therefore, high-risk investments might not be the most suitable option unless she has a very high risk tolerance and a substantial financial cushion.
Medium-risk investments strike a balance between potential returns and risk. At 45, Tanisha likely has around 20 years until retirement, which provides a reasonable time horizon to benefit from moderate growth while still managing risk. This level of risk can help her grow her investments without exposing her to the high volatility of riskier options.
Low-risk investments are generally safer but offer lower returns. While they can protect capital, they may not provide the growth needed to meet long-term financial goals, especially with inflation. Given Tanisha's age, she might still need some growth in her portfolio, making low-risk investments less ideal as the sole strategy.
In conclusion, a medium-risk investment strategy would be the most balanced approach for Tanisha, considering her age and the need for both growth and risk management.
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