Questions: The U. S. Legislative Response to the credit crisis of 2008 was Dodd Frank Act of 2010 Bank Secrecy Act Fair Lending Act The Patriot Act

The answer is Dodd Frank Act of 2010.

The Dodd-Frank Wall Street Reform and Consumer Protection Act was enacted in response to the financial crisis of 2008. It aimed to increase regulation and oversight of the financial industry to prevent a similar crisis in the future. The Act introduced significant changes to financial regulation, including the creation of the Consumer Financial Protection Bureau (CFPB) and measures to increase transparency and accountability in the financial system.

The Bank Secrecy Act (BSA) was enacted in 1970 and is primarily focused on preventing money laundering and requiring financial institutions to report certain transactions to the government. It was not a response to the 2008 credit crisis.

The Fair Lending Act, more commonly known as the Equal Credit Opportunity Act, was enacted in 1974 to prevent discrimination in credit transactions. It is not related to the legislative response to the 2008 financial crisis.

The USA PATRIOT Act was enacted in 2001 in response to the September 11 terrorist attacks. It primarily focuses on enhancing law enforcement investigatory tools and is not related to the 2008 financial crisis.