Questions: Which of the following is NOT an example of a risk criterion that would assist an insurance company in underwriting a Long-Term Care Policy? Sue is 65 years old and has a herniated disk Charlie is in great health but tested positive for HIV Sally has had a divorce and seeks psychological counseling Bob had a heart attack ten years ago but is presently in excellent health

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Explanation

Option 1: Sue is 65 years old and has a herniated disk

Option 2: Charlie is in great health but tested positive for HIV

Option 3: Sally has had a divorce and seeks psychological counseling

Option 4: Bob had a heart attack ten years ago but is presently in excellent health