The answers to the questions are:
- \( P(4 \text{ or } 5 \text{ people}) = 0.212 \)
- \( P(5 \text{ or more people}) = 0.111 \)
Thus, the final answers are:
\[
\boxed{P(4 \text{ or } 5 \text{ people}) = 0.212}
\]
\[
\boxed{P(5 \text{ or more people}) = 0.111}
\]